(Hybrid) Client Service Associate

Who We Are:

NFP, an Aon company, is a multiple Best Places to Work award winner in Business Insurance who has also earned the 5-Star Diversity, Equity and Inclusion (DEI) award from Insurance Business magazine and the WORK180 employer endorsement. We are an organization of consultative advisors and problem solvers. We help companies and individuals around the globe address their most significant risk, workforce, wealth management and retirement challenges through custom solutions and a people-first approach. To learn more, please visit: https://www.NFP.com.

About the Position:

We’re looking for a Client Service Associate to join our team. Ideal candidates will be responsible for assisting the agents with all aspects of new sales, client service, and meeting support.  The purpose of the role is to support the agent with all the essential information they need to present insurance and investments concepts to clients who are placing their trust in us to take care of their needs.  This includes the ongoing upkeep of client information and smooth execution of specific service strategies in order to deliver exceptional service to the client.

This is a hybrid position with working-from-home flexibility 2-3 days a week after the initial 30-day training period. 

Essential Duties and Responsibilities

• Assembles meeting preparation documents pertaining to the client/prospect prior to sales meetings, including but not limited to, product specific sales illustrations, policy and product summaries, reports, presentations, and marketing packets for both life insurance and investments.
• Performs all life insurance underwriting duties including preparing, completing, and mailing individual and multi-life disability, long-term care, and life insurance applications; tracks all data in Microsoft Dynamics.
• Schedules medical insurance exams and orders all Attending Physician Statements (APS/Medical Records) based on insurance underwriting guidelines of carriers.
• Follows up with the client and agents(s) during the underwriting process, keeps notes on the process and conversations in Microsoft Dynamics to ensure all parties are informed of status.
• Reviews insurance policies and prepares them for client delivery; follows up with clients on delivery requirements and payment processing when needed.
• Takes a proactive lead on conserving the agents existing block of business by notifying clients of overdue insurance premiums and coverage in danger of lapsing, tracking all attempts and progress, and keeping the agent informed of problematic cases. Working with clients with the guidance of the agent to provide clients with policy funding options.
• Processes all insurance policy service requests, including address changes, beneficiary/ownership changes, premium mode changes, dividend option changes and fund allocation changes.
• Processes all policy changes including reinstatement of lapsed cases, smoker rating changes, addition or removal of policy riders, and face amount reductions.
• Follows up with insurance carriers and vendors to ensure proper execution of client service requests are completed in a timely fashion. For example, a change of beneficiary form submitted to carrier – needs to be followed through from submission until the updated beneficiary is reflected on the carriers systems and communicated to the client that the change has been completed.
• Ensures data accuracy in company records by regularly and routinely updating client and carrier/vendor information in Microsoft Dynamics and maintaining electronic client files according to company compliance procedures.
• Performs administrative duties including data consistency, fielding phone calls, reviewing incoming mail, filing and greeting clients.
• Organizes all carrier and state licenses and appointments for agents with the in-house licensing coordinator.
• Processes individual asset management applications, service requests, performance summaries and reviews.
• Participates in occasional product-related training and best practices development sessions as directed by the agents and/or manager.
• Performs other duties as assigned.

What We’re Looking For

• Strong oral and written communication skills.
• Insurance product knowledge (life, disability and long-term care). Understanding the products’ features to be able to service clients.
• Client Resource Management program knowledge such as entering new clients, keeping client data updated, policy record creation, task management, work space. management, calendar management.
• Carrier Websites – run reports, retrieve applications and form, process available change requests, etc.
• Service Knowledge – to assist clients with changes to policies.
• Underwriting knowledge.
• Retention skills.
• Well organized with the ability to handle several projects/clients simultaneously.
• Proficiency with Adobe and MS Office products (including Outlook, Word, Excel and PowerPoint).
• Dedicated work ethic with a commitment to client service excellence.

Education and/or Experience

• High School Diploma Required; College Degree Preferred.
• 1-3 years prior experience, preferably within financial services.
• Previous experience processing insurance applications and providing a high level of client service is preferred.

Certificates, Licenses, Registration

• Life and Health (preferred, not required).

Physical Demand:

While performing the duties of this job, the employee is regularly required to sit; use hands to handle or feel and talk or hear. The employee is frequently required to reach with hands and arms. The employee is occasionally required to stand and walk. Specific vision abilities required by this job include close vision and distance vision. The employee must be able to carry boxes up to 20lbs.

What We Offer:

NFP is proud to offer a competitive salary, PTO & paid holidays, 401(k) with match, exclusive discount programs, health & wellness programs, and more. Our PeopleFirst culture focuses on building and nurturing lifelong relationships with our employees because, at the end of the day, we exist to be there for others.

NFP and You… Better Together!

NFP is an inclusive Equal Employment Opportunity employer.